I AM INTERESTED, WHO IS ELIGIBLE?
You are eligible for membership if you:
- Live, work, worship, or attend school anywhere in Bucks County, PA.
- If you are a family member of anyone who is already an existing Credit Union member.
- If you are employed or have been employed with our original sponsor group, U.S. Steel.
Joining is easy. Just stop in at the Fairless Hills branch and fill out an application to open the account. Make sure to bring proper ID with you, (DL, State ID, Passport, etc.) By simply opening a share (savings) account with an initial $5.00 deposit, you instantly qualify to take advantage of all Credit Union member benefits. To obtain any additional information on any service on this site, just fill out the contact us inquiry form on this site. And remember, once a member, always a member!
WHY JOIN A CREDIT UNION?
Membership is easy. Let us open the door to all of the exciting opportunities Credit Union membership offers you. Once you become a member of Spirit Financial Credit Union, you become part of a family that has been serving member’s financial needs for over 63 years. We have a long standing tradition of providing the most competitive financial services available. As a member, you have access to all the financial products and services offered by any bank, however, there is one big difference – you the member. Credit Unions are non-profit, member owned entities. We believe in low cost financial services which are critical to the success of ordinary citizens. In fact, over 67 million Americans trust that their Credit Union will provide the tools and services to increase their financial well being. You, the member, have ownership in the Credit Union, have a say in electing the Board of Directors, which in turn helps shape how the Credit Union is run. As a not for profit financial institution, the profits of the Credit Union are returned to you, the member, in the form of lower interest rates and higher savings rates. We are regulated by the National Credit Union Administration (NCUA) and your deposits are federally insured up to $250,000.00 and IRA accounts are federally insured up to $250,000.00.
MEMBERS ARE IMPORTANT ASSETS!
The biggest asset a Credit Union has is a member like you. Your savings enable us to make loans. Your loans enable us to pay for operations. Your volunteer efforts provide direction, which allows us to stay in touch with your needs. In every sense, the Credit Union is it’s members.
In order to stay competitive, we must have your participation. As a member, you add strength just simply by using all of our products and services. By being an active member, you ensure the Credit Union philosophy of People Helping People, which will endure for many years to come. Please stop by or call today and take advantage of what we offer to you. We look forward to Exceeding Your Expectation Everyday.